Why Choose UNIC?
We Have Something Special!
At UNIC, we understand that insurance policies are far too broad and lack flexible creativity. Most insurance companies provide vanilla policies and practice outdated industry risk modeling. People are unique, lifestyles vary, risk is specific to each, and outdated risk models hinder the insurance industry's ability to accurately identify these complex and unique patterns. The insurance industry's solution to these variations was to create a broad enough coverage spectrum to apply within each category. The problem with this model is that the less risky are paying extra for the high-risk insureds. Sure it may provide a wide enough net for the insurers, but the insureds pay extra for inaccuracy and the insurers lack truly accurate data, which ultimately provides large error margins. UNIC has developed a proprietary risk modeling Ai program that compiles thousands of coverage-specific risk factors and cross-references them with the insured's behavioral risk patterns, alongside industry-specific risk algorithms, and then generates a customized policy with unforeseen accuracy. We are confident that our UNIC, NASA-engineered underwriting platform, will contribute to the next major advance within the insurance industry.